Terms of Use

Last Updated: November 2024

Agreement to Terms

By accessing or using the snug-beaver website ("Site"), you agree to be bound by these Terms of Use and all applicable laws and regulations. If you do not agree with any of these terms, you are prohibited from using or accessing this Site.

These Terms of Use apply to your use of the website only. Merchants who use our payment processing services are also subject to a separate Merchant Services Agreement, which governs the terms of the payment processing relationship.

Use Licence

Permission is granted to temporarily view the materials (information or software) on snug-beaver's website for personal, non-commercial transitory viewing only. This is the grant of a licence, not a transfer of title, and under this licence you may not:

• Modify or copy the materials
• Use the materials for any commercial purpose or for any public display
• Attempt to decompile or reverse engineer any software contained on the Site
• Remove any copyright or other proprietary notations from the materials
• Transfer the materials to another person or mirror the materials on any other server

This licence shall automatically terminate if you violate any of these restrictions and may be terminated by snug-beaver at any time.

Website Content

The materials appearing on snug-beaver's website are provided on an 'as is' basis. snug-beaver makes no warranties, expressed or implied, and hereby disclaims and negates all other warranties including, without limitation, implied warranties or conditions of merchantability, fitness for a particular purpose, or non-infringement of intellectual property or other violation of rights.

Further, snug-beaver does not warrant or make any representations concerning the accuracy, likely results, or reliability of the use of the materials on its website or otherwise relating to such materials or on any sites linked to this Site.

Service Information

The information provided on this website about our services, including pricing and features, is for informational purposes only. Actual service terms, fees, and conditions are set forth in the Merchant Services Agreement provided to customers upon application approval.

We reserve the right to modify service offerings, pricing, and features at any time without prior notice. Information on the website may not reflect the most current terms available.

User Submissions

When you submit enquiries or information through our contact forms, you represent that:

• The information you provide is accurate and complete
• You have the authority to provide such information
• Your submission does not violate any laws or third-party rights
• Your submission does not contain any harmful, offensive, or inappropriate content

We reserve the right to decline to respond to any submission that we deem inappropriate or outside the scope of our services.

Intellectual Property

All content on this website, including but not limited to text, graphics, logos, icons, images, audio clips, digital downloads, and software, is the property of snug-beaver or its content suppliers and is protected by Australian and international copyright laws.

The snug-beaver name, logo, and all related names, logos, product and service names, designs, and slogans are trademarks of snug-beaver. You must not use such marks without our prior written permission.

Prohibited Activities

You agree not to engage in any of the following prohibited activities:

• Violating any applicable laws or regulations
• Infringing upon the rights of others
• Interfering with or disrupting the Site or servers or networks connected to the Site
• Attempting to gain unauthorised access to any portion of the Site
• Using any automated means to access the Site for any purpose
• Introducing any viruses, trojan horses, worms, or other harmful material
• Impersonating another person or entity
• Collecting or harvesting any personal information from the Site

Third-Party Links

snug-beaver has not reviewed all of the sites linked to its website and is not responsible for the contents of any such linked site. The inclusion of any link does not imply endorsement by snug-beaver of the site. Use of any such linked website is at the user's own risk.

Limitations

In no event shall snug-beaver or its suppliers be liable for any damages (including, without limitation, damages for loss of data or profit, or due to business interruption) arising out of the use or inability to use the materials on snug-beaver's website, even if snug-beaver or a snug-beaver authorised representative has been notified orally or in writing of the possibility of such damage.

Some jurisdictions do not allow limitations on implied warranties, or limitations of liability for consequential or incidental damages, so these limitations may not apply to you.

Accuracy of Materials

The materials appearing on snug-beaver's website could include technical, typographical, or photographic errors. snug-beaver does not warrant that any of the materials on its website are accurate, complete or current. snug-beaver may make changes to the materials contained on its website at any time without notice.

Indemnification

You agree to indemnify, defend, and hold harmless snug-beaver, its officers, directors, employees, agents, and suppliers from and against any claims, liabilities, damages, judgments, awards, losses, costs, expenses, or fees (including reasonable legal fees) arising out of or relating to your violation of these Terms of Use or your use of the Site.

Governing Law

These Terms of Use are governed by and construed in accordance with the laws of Victoria, Australia, and you irrevocably submit to the exclusive jurisdiction of the courts in that State or location.

Severability

If any provision of these Terms of Use is held to be unenforceable or invalid, such provision will be changed and interpreted to accomplish the objectives of such provision to the greatest extent possible under applicable law, and the remaining provisions will continue in full force and effect.

Waiver

Our failure to enforce any right or provision of these Terms of Use will not be considered a waiver of those rights. The waiver of any such right or provision will be effective only if in writing and signed by a duly authorised representative of snug-beaver.

Modifications

snug-beaver may revise these Terms of Use at any time without notice. By using this website, you are agreeing to be bound by the then current version of these Terms of Use. We encourage you to periodically review these Terms to stay informed of updates.

Contact Information

Questions about the Terms of Use should be sent to:

snug-beaver
Suite 405, 221 Queen Street
Melbourne VIC 3000
Email: [email protected]